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Apply Tata Capital Personal Loan

Tata Capital offers you personal loan at attractive rates, get up to 25 lakh to fulfill your requirement. Paperless digital process helps you to save time.
Enquiry Form

Have you decided to start your own business? Pay your debts consolidation & plan a wonderful trip tata capital understands your needs and offers a personal loan to perform your activities.

Features and benefits of Personal Loan


  • Overdraft Facility
  • Zero charges on Part Pre-Payment
  • Don’t ask for any collateral or security


  • Enjoy the convenience of doorstep service
  • Hassle-free loan sanction and disbursal procedure
  • Easy Repayment


Purpose of getting Tata Capital Personal Loan

Start a Small Business:-Are you planning to start your own business and need funds. Tata capital personal loan interest rates starts 10.50% onwards with less documentation. Apply today and get finds faster and make your dream sooner.

Debt Consolidation:- Multiple loan instalments becoming a challenge for you? Manage your finances by combining your existing loans into one and pay dues comfortably and stressfully. Apply for tata capital personal loan and reduce your EMI burden considerably.

Cover Relocation Charges:- From transportation charges to buying home essentials, moving from one city to another accompanies a slew of expenses. Want to make it easy, get a Personal Loan from Tata Capital, and repay the EMIs amount flexibly.

Also Read:-Project Report for Bank Loan 

Tata Capital Personal Loan Interest Rate & Loan amount

Interest Rates 10.50% - 14.25%
Loan Amount INR 75,000 - INR 25 Lakh
Repayment 12 months-72 months

 Types of other charges on Tata Capital Personal Loan

  • Security - NIL
  • Processing Fees - Up to 3% of the loan amount
  • Part-payment charges - Nil
  • Penal charges- 2% p.m. charged
  • Pre-closure charges-4.5% of the principal outstanding

 Tata Capital Personal Loan Eligibility Criteria

A tata capital personal loan eligibility depends on some factors like your previous credit history, your monthly income, professional experience, cibil score etc.

1. Salaried individuals:- Any salaried Individuals who earns at least Rs. 15,000 and meet other eligibility requirements can apply for tata capital personal loan from. Just represent your KYC documents and relevant income proof to the bank for quick application processing and loan disbursal.

Personal Loan eligibility for Salaried individuals:

  • Borrower age should be between 22 to 58 years
  • Minimum monthly income should be 15,000
  • Minimum work experience of one

Personal Loan eligibility for Self-Employed individuals:

  • Monthly income should be ? 15,000
  • Applicant age must be 22 to 58 years
  • Work experience of one year

2. Students: - If you're a student and completed your school now, looking for a way to finance higher education. Tata capital offers a personal loan for student Instant approval with minimal documentation and a speedy process.

 The Personal Loan eligibility for students:

  • Age should be above 18 years
  • Certificate of 10th and 12th class

3. Retired Individuals:- Retired employees (defence pensioner or a government employee) who get a monthly pension are eligible for a tata Personal.

The Personal Loan eligibility for retired individuals:

  • Retired individuals age should be 65 years old.
  • Monthly pension income should not be less than 20,000.

  Also Read:-Standup India Scheme UPSC

Tata Capital Personal Loan Required Document

Document category Documents required
KYC Document

Both salaried as well as self-employed need to provide any one of the following as identity proof.

PAN Card

Aadhaar Card

Driving License

Election/ Voter ID Card


Proof of Income

Applicant should require last 3-month payslip.

Applicant should have bank statement of last 3 months.

Financial Documents

Salaried Individuals: For salaried individuals required last 3 month's Salary Slips and, Bank Statements of 6 months.

Self-employed individuals: - If you are a Self-employed individual you need to require a last 1-year bank statement for both savings and current account.

Proof of Residence

Documents as address proof:

  • PAN Card
  • Passport
  • Aadhaar Card
  • Driving License
  • Election/ Voter’s ID Card
  • Property/ Municipal Tax receipt
  • Electricity bill, telephone bill, water bill, phone bill, gas bill, etc.

 How to Apply Online for Tata Capital Personal Loan?

Do you want to apply for Tata Capital Personal Loan? Just you need to follow up the given below steps and get the loan at your fingertips:-

Online Application – You can apply for a tata capita personal loan by visiting the website of tata capital and just filling up your basic details in the application form and getting your eligibility for a personal loan.

Document Submission – Ater that, you need to furnish the required documents to process further for your application.

Verification – Your personal loan application and the submitted documents will get checked and approved by Tata Capital.

Approval – If your application and the documents are passed then your loan application will get approved by bank.

Disbursal – After the approval, you receive the required personal loan amount in your bank amount shortly.

 Also Read:-What is Bank Guarantee

Tata Capital Personal Loan FAQ

What is the Importance of CIBIL Score for Tata Capital Personal Loan?

Cibil score is very necessary thing to get any kind of loan. Firstly, the lenders check your cibil score your cibil score should be more than 750. Its counts in the good credit history.

How much time Tata Capital takes to disburse Personal Loan?

Once the bank completed the verification of document and confirms your loan application, the loan disbursal process takes about 72 hours.

How can I provide feedback to Tata Capital Personal Loan?

You can visit the official website of the tata capital and click on the “Contact Us” where you find the tata capital personal loan customer care number just call on that number and give feedback or you will find the “Customer Testimonial Form” option, just click on that form and fill it up and submit. The feedback box will open then, you can write feedback about the services provided by the tata capital and then click on “Submit".

How can I pay Tata Capital Personal Loan EMIs online?

When you will visit the official website of Tata Capital where on the top right side you will find the “Quick Pay” facility where you have to enter details about your loan account and make your monthly payment in a few minutes.

How can I check Tata Capital Personal Loan status?

Do you want to know about tata capital's personal loan status just Visit the website of Tata Capital and log in using your username and password? After logging yourself you will reach out, the main dashboard, you can proceed to check loan details online.

Tata Capital Personal Loan Customer Care Number

Tata Capita Personal loan toll-free number, 1860 267 6060, is this for any query and compliant you can contact on this number to get in touch with the bank’s customer care team. The team is available between 9 a.m. and 8 p.m For all working days

If, you are not able to reach over the call then send your quires, doubts, and complaint through gmails provided by the bank. Write your quires on given email address.

  • For All Customers: contactus@tatacapital.com
  • For Existing Customers: customercare@tatacapital.com

Apply Now:-Professional Loan