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Venture Debt @ 16.00% Onwards

• Venture capital investments are made in innovative projects
• Capital gain & equity participation
• Boost your business working capital
Enquiry Form
Venture Debt
Bank Name Interest Rate Range (%) Processing Fee (%) Maximum Tenure (Month) Forclosure Charge
Alteria Capital
18.00%
1%
60
2
Trifecta Capital
19.00%
1%
60
2
Innoven Capital
18.00%
1%
48
2
Unicorn India Ventures
18.00%
1%
60
2
Intellegrow Catalyzing Growth
19.00%
1%
60
2
Northern ARC
18.00%
1%
48
2
Ivycap Ventures
17.00%
1%
60
2
Bank Name Min Interest Rate
Alteria Capital

18.00%

Trifecta Capital

19.00%

Innoven Capital

18.00%

Unicorn India Ventures

18.00%

Intellegrow Catalyzing Growth

19.00%

Northern ARC

18.00%

Ivycap Ventures

17.00%

₹ 10L
₹ 50L
₹ 1C
₹ 1.5C
₹ 2C
₹ 2.5C
₹ 3C
%
1%
5%
10%
15%
20%
25%
30%
1
10
20
30
40
50

Loan EMI

Total Interest

Total Payment

Eligibility Criteria

What you mean by Venture Debt Eligibility Criteria?

When you have a strong prospect of growth towards your business set-up, Lender wants to fund you as the possibility of repayment seems positive. These types of funds are generally utilized for purchasing new equipment, working capital & other capital expenses. You are required to check few criteria.

Venture Debt Eligibility Criteria

Eligibility Criteria depends on various factors like age of individual, repayment history, business sales/turnover& Creditworthiness ...etc.

Eligibility Criteria

  • • Age Limit of Individuals - 22 to 60 years
  • • SME & Mid-Caps are eligible
  • • Must have a strong business plan
  • • Profitability of business should be explained

What are the factors generally affecting Venture Debt Eligibility Criteria?

There are top factors that generally affects venture debt eligibility criteria as given below: -

Nil Collateral: - Even for availing venture debt, lender want to know whether you are pledging any collateral/assets for getting loan, as to ensure the repayment can anyhow be collected. So, if won’t any property you lower the eligibility chances.

Higher project cost: - Usually, if your business plan can be executed with lower project cost, the high to fund get lower but if your business plan requires higher project cost as much as the risk level increase & eligibility get effected.

What are the ways to increase Venture Debt eligibility?

To increase eligibility, you need to consider Top points as given below, this will aid you in increasing your eligibility level.

Lower project Cost: - Suppose, if the business projection of cost seems higher, you should be able to manage things well with smaller liquidity at earlier stage as this will led you to enhance eligibility, by this you will be only required to pay low rates & long repayment terms.

Clear business strategy: - Remember, a clear business strategy is such best way to increase your eligibility, as much as the concept is clear with applicable strategies to generate revenue helps the venture capitalist to do funding without carrying any fear of losing money.

Documents Required

  • Individual
  • Prop Firm
  • Partnership Firm-LLP
  • PVT. LTD.
  1. Photographs 2
  2. PAN Card Copy
  3. . AADHAR CARD + PASSPORT
  4. ADDRESS PROOF IF RENTED ALSO REQUIRED PERMANENT ADDRESS PROOF
  5. LAST 3 YEARS FORM -16, ITR WITH COMPUTATION OF INCOME IF FILE
  6. LAST 1 YEAR BANK STATEMENT - SALARY ACCOUNT
  7. LOAN SCHEDULE & SANCTION LETTER (IF RUNNING
  8. COMPLETE PROPERTY PAPERS WITH CHAIN & MAP +ATS
  9. PROCESSING FEE CHEQUE IN FAVOUR OF BANK
  10. LAST 3 MONTHS SALARY SLIP + APPOINTMENT LETTER
  1. PHOTOGRAPH BOTH
  2. PAN CARD CLEAR COPY PROPRIETOR.
  3. ADD PROOF (PASS PORT, VOTER ID CARD) PROPRIETOR.
  4. OFFICE ADDRESS PROOF LATEST. (ELECTRICITY BILL, TELEPHONE BILL)
  5. FIRM REGISTRATION CERTIFICATES & GST REGISTRATION COPY
  6. LAST 1 YEAR GST RETURN COPY
  7. FIRM 3 YEARS ITR COMPUTATION, PROFIT LOSS A/C, BALANCE-SHEET, TAX AUDIT REPORT, ALL SCHEDULED & ANNEXURE
  8. PROVISIONAL FINANCIAL AY 2019-20
  9. BANK ACCOUNTS (CURRENT ACCOUNT, CC ACCOUNT, OD ACCOUNT LAST 1 YEAR UPDATED.
  10. 6 MONTH SAVING ACCOUNT STATEMENT UPDATED (PROPRIETOR)
  11. . IF RUNNING ANY LOAN PLEASE PROVIDE SANCTION LETTER AND REPAYMENT SCHEDULED
  12. AGREEMENT TO SELL COPY
  13. PROPERTY PAPERS WITH CHAIN SANCTION MAP
  1. PHOTOGRAPH PARTNERS
  2. PAN CARD - COMPANY, ALL PARTNERS
  3. ADD PROOF - ALL PARTNERS (PASS PORT, VOTER I CARD ,PAN ,ADHAAR)
  4. FIRM ADD PROOF- LATEST ANY UTILITY BILL.
  5. . PARTNERSHIP DEED COPY
  6. GST CERTIFICATE
  7. GST Return last 1 years
  8. 3 YEAR COMPANY ITR COI P/L A/C BALANCESHEET + AUDIT REPORT 3CB 3CD, ALL ANNEXXURS, SCHEDULED WITH C.A.CERTIFIED.
  9. PROVISIONAL FINANCIAL AY 2019-20
  10. 3 YEAR.ALL PARTNER INDIVIDUALS ITR + COMPUTATION
  11. FIRM ALL A/C BANK STATEMENT 1 YEAR UPDATED
  12. . ALL PARTNER SAVING A/C STATEMENT 6 MONTH
  13. IF RUNNING ANY LOAN – LATEST SANCTION LETTER + TRACK RECORDS OR REPAYMENT SCHEDULED.
  14. AGREEMENT TO SELL COPY
  15. PROPERTY PAPERS COMPLETE CHAIN WITH MAP
  1. ALL DIRECTORS PHOTOGRAPH
  2. CLEAR PAN CARD - COMPANY AND ALL DIRECTORS.
  3. ADDRESS PROOF – COMPANY AND DIRECTORS.
  4. LIST OF DIRECTOR & SHARE HOLDER WITH CA CERTIFIED AS ON DATE
  5. MEMORANDOM
  6. ORDER IN HAND AND COMPLETE COPY (if applicable)
  7. GST, SALE, VAT AND SSI REGISTRATION CERTIFICATE.
  8. 1 YEAR GST RETURNS
  9. ALL DIRECTORS INDIVIDUALS ITR & COMPUTATION LAST 3 YEARS.
  10. LAST 3 YEARS COMPLETE FINANCIAL WITH TAX AUDIT REPORT AND ANNEXURE.
  11. . PROVISIONAL FINANCIAL FY 2019-20 OR MONTH WISE SALE FIGURE LAST 1 YEAR
  12. COMPANY ALL BANK ACCOUNT STATEMENT 1 YEAR UPDATED.
  13. ALL DIRECTORS SAVING A/C STATEMENT 6 MONTH.
  14. IF RUNNING ANY LOAN – LATEST SANCTION LETTER AND REPAYMENT SCHEDULED.
  15. AGREEMENT TO SELL COPY
  16. PROPERTY PAPERS COMPLETE CHAIN WITH SANCTION MAP
Frequently Asked Questions

What are the benefits of venture debts loan?

You can use venture debts loan in following cases: -

  • It used for purchase of equipment
  • Used for acquisitions
  • When needed of additional capital
  • when the amount of capital is too less for equity round.

What is the interest rate of venture debts loan?

You have to pay 10 to 15% interest on venture debts loan.

When I have to repay of venture debts loan?

You can repay venture debts loan as a monthly payment.

What are the types of venture debts loan?

There are three types of venture debts loan: - 

  • Convertible

  • Term loans

  • factoring

Who is eligible for venture debts loan?

They are companies that have some history of operations but still do not have sufficient positive cash flows they can be eligible for venture debts loan.

What are the benefits of venture debts loan?

 There are some benefits of Venture debts loans it can arranged much more quickly than equity financings, saving valuable management time or meeting unforeseen needs. 

Is any collateral required for venture debts loan?

venture debt does not require any colleteral.

What is venture debt loans?

It is a type of short or a long-term loan which can be provided by banks lenders nonbanks lenders.

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