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Venture Debt

Bank Name Min Interest Rate Processing Fee Forclosure Charge Max Tenure (Month) Chances of Loan Approval
18.00% 1% 2 60
19.00% 1% 2 60
18.00% 1% 2 48
18.00% 1% 2 60
19.00% 1% 2 60
18.00% 1% 2 48
17.00% 1% 2 60
Apply Now EMI Calculator Eligibility Criteria Documents Check List FAQs
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Eligibility Criteria

What you mean by Venture Debt Eligibility Criteria?

When you have a strong prospect of growth towards your business set-up, Lender wants to fund you as the possibility of repayment seems positive. These types of funds are generally utilized for purchasing new equipment, working capital &Venture Debt

Eligibility Criteria

Eligibility Criteria depends on various factors like age of individual, repayment history, business sales/turnover& Creditworthiness ...etc.

Eligibility Criteria

  • • Age Limit of Individuals - 22 to 60 years
  • • SME & Mid-Caps are eligible
  • • Must have a strong business plan
  • • Profitability of business should be explained

What are the factors generally affecting Venture Debt Eligibility Criteria?

There are top factors that generally affects venture debt eligibility criteria as given below: -

Nil Collateral: - Even for availing venture debt, lender want to know whether you are pledging any collateral/assets for getting loan, as to ensure the repayment can anyhow be collected. So, if won’t any property you lower the eligibility chances.

Higher project cost: - Usually, if your business plan can be executed with lower project cost, the high to fund get lower but if your business plan requires higher project cost as much as the risk level increase & eligibility get effected.

What are the ways to increase Venture Debt eligibility?

To increase eligibility, you need to consider Top points as given below, this will aid you in increasing your eligibility level.

Lower project Cost: - Suppose, if the business projection of cost seems higher, you should be able to manage things well with smaller liquidity at earlier stage as this will led you to enhance eligibility, by this you will be only required to pay low rates & long repayment terms.

Clear business strategy: - Remember, a clear business strategy is such best way to increase your eligibility, as much as the concept is clear with applicable strategies to generate revenue helps the venture capitalist to do funding without carrying any fear of losing money.

Documents Required

INDIVIDUAL
  1. PHOTOGRAPHS 2

  2. PAN CARD COPY

  3. AADHAR CARD + PASSPORT

  4. ADDRESS PROOF IF RENTED ALSO REQUIRED PERMANENT ADDRESS PROOF

  5. LAST 3 YEARS FORM -16, ITR WITH COMPUTATION OF INCOME IF FILE

  6. LAST 1 YEAR BANK STATEMENT - SALARY ACCOUNT

  7. LOAN SCHEDULE & SANCTION LETTER (IF RUNNING)

  8. COMPLETE PROPERTY PAPERS WITH CHAIN & MAP +ATS

  9. PROCESSING FEE CHEQUE IN FAVOUR OF BANK

  10. LAST 3 MONTHS SALARY SLIP + APPOINTMENT LETTER

PROP FIRM
  1. PHOTOGRAPH BOTH

  2. PAN CARD CLEAR COPY PROPRIETOR.

  3. PHOTOGRAPH BOTH

  4. PAN CARD CLEAR COPY PROPRIETOR

  5. ADDRESS PROOF (PASS PORT, VOTER ID CARD) PROPRIETOR

  6. OFFICE ADDRESS PROOF LATEST (ELECTRICITY BILL, TELEPHONE BILL)

  7. FIRM REGISTRATION CERTIFICATES & GST REGISTRATION COPY

  8. LAST 1 YEAR GST RETURN COPY

  9. FIRM 3 YEARS ITR COMPUTATION, PROFIT LOSS A/C, BALANCE-SHEET, TAX AUDIT REPORT, ALL SCHEDULED & ANNEXURE

  10. PROVISIONAL FINANCIAL AY 2019-20

  11. BANK ACCOUNTS (CURRENT ACCOUNT, CC ACCOUNT, OD ACCOUNT LAST 1 YEAR UPDATED)

  12. 6 MONTH SAVING ACCOUNT STATEMENT UPDATED (PROPRIETOR)

  13. IF RUNNING ANY LOAN PLEASE PROVIDE SANCTION LETTER AND REPAYMENT SCHEDULED

  14. AGREEMENT TO SELL COPY

  15. PROPERTY PAPERS WITH CHAIN SANCTION MAP

PARTNERSHIP FIRM
  1. PHOTOGRAPH PARTNERS

  2. PAN CARD - COMPANY, ALL PARTNERS

  3. ADDRESS PROOF - ALL PARTNERS (PASS PORT, VOTER I PAN CARD, ADHAAR)

  4. FIRM ADDRESS PROOF- LATEST ANY UTILITY BILL

  5. PARTNERSHIP DEED COPY

  6. GST CERTIFICATE

  7. GST RETURN LAST 1 YEARS

  8. 3 YEAR COMPANY ITR COI P/L A/C BALANCESHEET + AUDIT REPORT 3CB 3CD, ALL ANNEXXURS, SCHEDULED WITH C.A.CERTIFIED

  9. PROVISIONAL FINANCIAL AY 2019-20

  10. 3 YEAR ALL PARTNER INDIVIDUALS ITR + COMPUTATION

  11. FIRM ALL A/C BANK STATEMENT 1 YEAR UPDATED

  12. ALL PARTNER SAVING A/C STATEMENT 6 MONTH

  13. IF RUNNING ANY LOAN – LATEST SANCTION LETTER + TRACK RECORDS OR REPAYMENT SCHEDULED

  14. AGREEMENT TO SELL COPY

  15. PROPERTY PAPERS COMPLETE CHAIN WITH MAP

PVT.LTD
  1. ALL DIRECTORS PHOTOGRAPH

  2. CLEAR PAN CARD - COMPANY AND ALL DIRECTORS

  3. ADDRESS PROOF – COMPANY AND DIRECTORS

  4. LIST OF DIRECTOR& SHARE HOLDER WITH CA CERTIFIED AS ON DATE

  5. MEMORANDOM ORDER IN HAND AND COMPLETE COPY (IF APPLICABLE)

  6. GST, SALE, VAT AND SSI REGISTRATION CERTIFICATE

  7. 1 YEAR GST RETURNS

  8. ALL DIRECTORS INDIVIDUALS ITR & COMPUTATION LAST 3 YEARS

  9. LAST 3 YEARS COMPLETE FINANCIAL WITH TAX AUDIT REPORT AND ANNEXURE

  10. PROVISIONAL FINANCIAL FY 2019-20 OR MONTH WISE SALE FIGURE LAST 1 YEAR

  11. COMPANY ALL BANK ACCOUNT STATEMENT 1 YEAR UPDATED

  12. ALL DIRECTORS SAVING A/C STATEMENT 6 MONTH

  13. IF RUNNING ANY LOAN – LATEST SANCTION LETTER AND REPAYMENT SCHEDULED

  14. AGREEMENT TO SELL COPY

  15. PROPERTY PAPERS COMPLETE CHAIN WITH SANCTION MAP

FAQs

Frequently asked questions (FAQ) pages are Q&A-style pages that most brands build to answer queries that slip through the cracks. FAQs are targeted to give a complete sense of query satisfaction to the client.

What are the benefits of Venture Debt Loan?

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You can use Venture Debt Loan in following cases: -

  • It used for purchase of equipment
  • Used for acquisitions
  • When needed of additional capital
  • when the amount of capital is too less for equity round.

What is the Interest Rate of Venture Debt Loan?

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You have to pay 10 to 15% Interest on Venture Debt Loan.

When I have to repay of Venture Debt Loan?

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You can repay Venture Debt Loan as a monthly payment.

What are the types of Venture Debt Loan?

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There are three types of Venture Debt Loan: - 

  • Convertible
  • Term loans
  • factoring

Who is eligible for Venture Debt Loan?

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They are companies that have some history of operations but still do not have sufficient positive cash flows they can be eligible for Venture Debt Loan.

What are the benefits of Venture Debt Loan?

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 There are some benefits of Venture debts loans it can arranged much more quickly than equity financings, saving valuable management time or meeting unforeseen needs. 

Is any collateral required for Venture Debt Loan?

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Venture Debt does not require any Colleteral.

What is Venture Debt Loan?

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It is a type of short or a long-term loan which can be provided by banks lenders nonbanks lenders.

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