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Loan Against Securities @ 10% Onwards

Get up to 80% of the estimation of your offer against a wide scope of guarantees, including shares, common assets, life coverage arrangements & bonds.
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Loan Against Securities: AppLy For Loan Against Securities Online @ 10%
Bank Name Interest Rate Range (%) Processing Fee (%) Maximum Loan (Lacs) Maximum Tenure (Month) Forclosure Charge
ICICI Bank Ltd.
7.00% - 8.50%
0.5%
50
36
2%
HDFC Bank Ltd
7.40% - 9.46%
1%
50
36
2%
Axis Bank Ltd.
8.10% - 10.00%
1%
25
36
2%
Kotak Mahindra Bank
9.25% - 13.00%
2%
25
36
2%
State Bank of India
9.75% - 11.90%
1%
20
36
2%
Bank Name Min Interest Rate
ICICI Bank Ltd.

7.00% - 8.50%

HDFC Bank Ltd

7.40% - 9.46%

Axis Bank Ltd.

8.10% - 10.00%

Kotak Mahindra Bank

9.25% - 13.00%

State Bank of India

9.75% - 11.90%

₹ 10L
₹ 50L
₹ 1C
₹ 1.5C
₹ 2C
₹ 2.5C
₹ 3C
%
1%
5%
10%
15%
20%
25%
30%
1
10
20
30
40
50

Loan EMI

Total Interest

Total Payment

Eligibility Criteria

What you mean by Loan Against Securities Eligibility Criteria?

Make the right use of your financial assets with loan against securities. Get up to 80% of value on your security, it might be life insurance policies, bonds, mutual funds & etc. Loan Against Securities interest rates are most affordable.

Loan Against Securities Eligibility Criteria

Usually, Loan Against Securities Eligibility Criteria depends on various factors like age of applicant, monthly salary or business income of co-applicant, course type & residency..etc.

  • • Age Limit of Individuals – 21 to 60 years of age
  • • Salaried Employee of a Sole Proprietorship, Partnership Firm, Private Trust, Private Limited Company or Public Limited Company or Self - Employed
  • • Security must be approved by the bank for which you are availing the loan
  • • Nationality - Resident of Indian

Note: - You can avail Maximum Loan Amount on Loan Against Securities as minimum Rs.1,00,000 and the maximum is Rs. 20,00,000

What are the factors affecting Loan Against Securities Eligibility Criteria?

There are few factors that affects Loan Against Securities Eligibility Criteria as given below: -

Meeting age criteria: - Make ensure that you meet age eligibility criteria as per standard terms & norms you should not less than 21 years of age at the time of availing loan against securities.

Lower Income: - Loan Against Securities might be a secured loan, but lender will check your monthly income to your capacity. As higher the monthly income as the Loan amount depends on your eligibility.

Applicant Age: - This is a significant factor affecting your Loan Against Securities eligibility, as per the standard terms & norms of age in-between 18 – 60 years for applying Loan Against Securities, therefore avoid before & after the age norms for loan rejection.

How Loan Against Securities helps to increase Credit Score?

As most of you, for any type of role one common factors that affect your loan application is none than a credit score, it might be personal loan, home loan, business loan, project loan, car loan & various loan.

Due to some unpaid or late paid payment your credit score ranging had affected a lot, how bad would be your credit score might be, you don’t need to worry when you have one ultimate solution to increase your credit score.

If you have gold ornaments & jewelry with you then, no one can stop you from borrowing loan against your gold. By paying Proper EMI on time your credit score range will gradually increase.

Documents Required

  • Individual
  • Prop Firm
  • Partnership Firm-LLP
  • PVT. LTD.
  1. Photographs 2
  2. PAN Card Copy
  3. AADHAR CARD + PASSPORT
  4. ADDRESS PROOF IF RENTED ALSO REQUIRED PERMANENT ADDRESS PROOF
  5. LAST 3 YEARS FORM -16, ITR WITH COMPUTATION OF INCOME IF FILE
  6. LAST 1 YEAR BANK STATEMENT - SALARY ACCOUNT
  7. LOAN SCHEDULE & SANCTION LETTER (IF RUNNING
  8. COMPLETE PROPERTY PAPERS WITH CHAIN & MAP +ATS
  9. PROCESSING FEE CHEQUE IN FAVOUR OF BANK
  10. LAST 3 MONTHS SALARY SLIP + APPOINTMENT LETTER
  1. PHOTOGRAPH BOTH
  2. PAN CARD CLEAR COPY PROPRIETOR.
  3. ADD PROOF (PASS PORT, VOTER ID CARD) PROPRIETOR.
  4. OFFICE ADDRESS PROOF LATEST. (ELECTRICITY BILL, TELEPHONE BILL)
  5. FIRM REGISTRATION CERTIFICATES & GST REGISTRATION COPY
  6. LAST 1 YEAR GST RETURN COPY
  7. FIRM 3 YEARS ITR COMPUTATION, PROFIT LOSS A/C, BALANCE-SHEET, TAX AUDIT REPORT, ALL SCHEDULED & ANNEXURE
  8. PROVISIONAL FINANCIAL AY 2019-20
  9. BANK ACCOUNTS (CURRENT ACCOUNT, CC ACCOUNT, OD ACCOUNT LAST 1 YEAR UPDATED.
  10. 6 MONTH SAVING ACCOUNT STATEMENT UPDATED (PROPRIETOR)
  11. IF RUNNING ANY LOAN PLEASE PROVIDE SANCTION LETTER AND REPAYMENT SCHEDULED
  12. AGREEMENT TO SELL COPY
  13. PROPERTY PAPERS WITH CHAIN SANCTION MAP
  1. PHOTOGRAPH PARTNERS
  2. PAN CARD - COMPANY, ALL PARTNERS
  3. ADD PROOF - ALL PARTNERS (PASS PORT, VOTER I CARD ,PAN ,ADHAAR)
  4. FIRM ADD PROOF- LATEST ANY UTILITY BILL.
  5. PARTNERSHIP DEED COPY
  6. GST CERTIFICATE
  7. GST Return last 1 years
  8. 3 YEAR COMPANY ITR COI P/L A/C BALANCESHEET + AUDIT REPORT 3CB 3CD, ALL ANNEXXURS, SCHEDULED WITH C.A.CERTIFIED.
  9. PROVISIONAL FINANCIAL AY 2019-20
  10. 3 YEAR.ALL PARTNER INDIVIDUALS ITR + COMPUTATION
  11. FIRM ALL A/C BANK STATEMENT 1 YEAR UPDATED
  12. ALL PARTNER SAVING A/C STATEMENT 6 MONTH.
  13. IF RUNNING ANY LOAN – LATEST SANCTION LETTER + TRACK RECORDS OR REPAYMENT SCHEDULED.
  14. Agreement To Sell copy
  15. PROPERTY PAPERS COMPLETE CHAIN WITH MAP
  1. ALL DIRECTORS PHOTOGRAPH
  2. CLEAR PAN CARD - COMPANY AND ALL DIRECTORS.
  3. ADDRESS PROOF – COMPANY AND DIRECTORS.
  4. LIST OF DIRECTOR & SHARE HOLDER WITH CA CERTIFIED AS ON DATE
  5. MEMORANDOM
  6. ORDER IN HAND AND COMPLETE COPY (if applicable)
  7. GST, SALE, VAT AND SSI REGISTRATION CERTIFICATE.
  8. 1 YEAR GST RETURNS
  9. ALL DIRECTORS INDIVIDUALS ITR & COMPUTATION LAST 3 YEARS.
  10. LAST 3 YEARS COMPLETE FINANCIAL WITH TAX AUDIT REPORT AND ANNEXURE.
  11. PROVISIONAL FINANCIAL FY 2019-20 OR MONTH WISE SALE FIGURE LAST 1 YEAR
  12. COMPANY ALL BANK ACCOUNT STATEMENT 1 YEAR UPDATED.
  13. ALL DIRECTORS SAVING A/C STATEMENT 6 MONTH.
  14. IF RUNNING ANY LOAN – LATEST SANCTION LETTER AND REPAYMENT SCHEDULED.
  15. AGREEMENT TO SELL COPY
  16. PROPERTY PAPERS COMPLETE CHAIN WITH SANCTION MAP
Frequently Asked Questions

What is Loan against Securities?

Loan against Securities offer occasions to interests in recorded offer or common asset units or different protections to raise capital for business and budgetary necessities. Numerous foundations offer brisk handling and appealing financing costs to the borrowers for this office. Financing costs, while varying starting with one organization then onto the next, are for the most part lower than that of a charge card or individual credit since they are made sure about by guarantee which is the security vowed. These loan have char

What are the highlights and advantages of Loan against Securities?

High Loan Value:-  

Advance up to Rs. 10 crore, for your assorted monetary necessities.  

Relationship Manager:-  

Devoted Relationship Manager accessible day in and day out to help you with every one of your solicitations.  

Nil Part Payment/Foreclosure Charges:-  

Nil part installment and abandonment permits you to make reimbursement of Loan whenever it might suit you, as and when it

What are the different sorts of Loans against Securities?

Extensively, there are two kinds of advances under this classification:  

1. Advance Against Securities 

2. Advance against Bonds  

3. Advance against Mutual Funds  

4. Advance against Insurance Policies  

5. Advance against ESOP financing  

6. Advance against IPO financing  

7. Advance against FMPs  

What are the benefits of profiting credit against Securities?

Overdraft Facility

Searching for extra assets? Forget about it. By vowing your budgetary resources, for example, common assets or offers, we can assist you with meeting your monetary necessities.  

risk Access to Finance  

We are here to ensure you have moment supports when you need them the most. We measure your application quickly in a day or two most extreme to make sure about your today and tomorrow.  

Zero Foreclosure Charges  

How would I repay the credit?

You can repay the credit anytime of time during the advance tenor by reimbursing the due interest and chief advance sum through RTGS/NEFT/Check.  

How secure is the data given by me?

All your data is secure with us. The online application is a totally made sure about application utilizing best in class security frameworks.  

What amount interest does a client need to pay?

Interest is determined consistently on day by day remarkable sum which should be repaid consistently. Relies upon the arrangement of the client also.  

What is the base and most extreme advance sum for a Loan Against Securities?

The base credit sum is Rs. 15 lakh and the greatest advance sum is Rs. 10 crore.  

Would i be able to make part installments on my Loan Against Securities?

Every one of our credits accompany the Part-Prepayment facility . With this, you can part prepay as much as you need during the tenor of credit.  

Would i be able to abandon my Loan Against Securities a/c?

You can decide to abandon your advance whenever you need after installment of interest and the chief credit sum. There are no dispossession charges.  

Who is eligible for Loan Against Securities?

An Indian inhabitant or non-Indian occupant holding affirmed protections can apply for a Loan Against share . Bank additionally stretches out the credit to owners, association firms, private restricted organizations and public restricted organizations. ? 

Related Topics

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