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Get Personal Loan for your all financial needs, it allows you to get loan without any collateral/security. Additionally it offers several benefits.
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Personal Loan

What is Personal Loan?

A personal loan is an unsecured loan it does not require any collateral and it is provided with minimal documentation.

You can get a personal loan from government and private banks, financial institutes, or NBFC personal loan is easy to get if you have your necessary document and a good cibil score.

Personal loan uses: - You can use a personal loan as per your choice to buy a gadget, pay for medical treatment, emergency, use in home construction, repairing machines, spend on a wedding or occasion, visiting, finance your children’s education, etc.


  • Applying for personal loan applicant should be 23 years to 60 years
  • For personal loan you should have an active bank account
  • Applicant must have a good credit score

 Also Read:-Unsecured Business Loan Low Rate of Interest

Personal Loan Interest Rates and Tenure

Interest rates on personal loans depends on your credit history, job or income. Your rate of interest is fixed on personal loan.

You can get a personal loan tenure as per your choice. You must repay the loan on a monthly basis. The Loan duration of a personal loan is 1 to 5 years or 12 to 60 months.

Personal Loan Documents Checklist-

Some documents you have to provide with your personal loan application documents is given below: -

  • Income proof
  • Identity proof documents
  • Address proof documents
  • Certified copies of licence etc

Benefits of Personal loan

Lower interest rates and higher borrowing limits Personal loans often come with lower interest rates than credit cards. You may also qualify for a higher loan amount than the limit on your credit cards.

Flexibility and versatility Personal loans can be used for many purposes, from consolidating debt to paying off medical bills.

No collateral requirement This means you don’t have to put your car, home, or other asset up as a guarantee that you’ll repay the funds.

Easy to manage A personal loan with a single, fixed-rate monthly payment is easier to manage than several credit cards with different interest rates, payment due dates, and other variables.

Apply Now:-Home Loan