• 9863020202    
  • contact@financeseva.in

Unsecured Business Loan @ 13.50% Onwards

Unsecured Business Loans have an attractive advantage over secured loans, in that you do not have to provide collateral for them. Thus, your business assets would be safe with unsecured Business Loans in India, even if you are unable to repay it.Additionally, Unsecured Loans for Business are easy and fast sources of raising business finance to meet any working capital or other business requirements.
Enquiry Form
Unsecured Business Loan
Bank Name Interest Rate Range (%) Processing Fee (%) EMI Range Maximum Tenure (Month)
18.00% - 21.00%
2 %
0
36
20.00% - 24.00%
2%
0
36
18.00% - 19.00%
2%
0
36
19.00% - 20.00%
2%
0
36
18.00% - 19.00%
2%
0
36
25.00% - 30.00%
2 %
0
36
24.00% - 30.00%
2 %
0
36
18.00% -19.00%
2%
0
36
22.00% - 25.00%
2%
0
36
18.00% - 19.00%
2%
0
36
19.00%-21.00%
2%
0
36
25.00% - 30.00%
2 %
0
36
17.00% - 18.00%
2%
0
36
19.00%- 20.00%
2%
0
36
17.00% - 18.00%
2%
0
36
18.00% - 19.00%
2 %
0
36
23.00% - 30.00%
2 %
0
36
19.00% - 21.00%
2 %
0
36
18.00% - 19.00%
2 %
0
36
20.00% - 30.00%
2 %
0
36
17.00% -23.00%
2 %
0
36
22.00% - 26.00%
2 %
0
36
22.00% - 26.00%
2 %
0
36
18.00% - 19.00%
2 %
0
36
19.00% - 22.00%
2%
0
36
15.00% - 17.00%
2 %
0
36
19.00% - 21.00%
2 %
0
36
18.00% - 20.00%
2 %
0
36
Bank Name Key Features
Interest rate

18.00% - 21.00%

Max loan amount

Interest rate

20.00% - 24.00%

Max loan amount

Interest rate

18.00% - 19.00%

Max loan amount

Interest rate

19.00% - 20.00%

Max loan amount

Interest rate

18.00% - 19.00%

Max loan amount

Interest rate

25.00% - 30.00%

Max loan amount

Interest rate

24.00% - 30.00%

Max loan amount

Interest rate

18.00% -19.00%

Max loan amount

Interest rate

22.00% - 25.00%

Max loan amount

Interest rate

18.00% - 19.00%

Max loan amount

Interest rate

19.00%-21.00%

Max loan amount

Interest rate

25.00% - 30.00%

Max loan amount

Interest rate

17.00% - 18.00%

Max loan amount

Interest rate

19.00%- 20.00%

Max loan amount

Interest rate

17.00% - 18.00%

Max loan amount

Interest rate

18.00% - 19.00%

Max loan amount

Interest rate

23.00% - 30.00%

Max loan amount

Interest rate

19.00% - 21.00%

Max loan amount

Interest rate

18.00% - 19.00%

Max loan amount

Interest rate

20.00% - 30.00%

Max loan amount

Interest rate

17.00% -23.00%

Max loan amount

Interest rate

22.00% - 26.00%

Max loan amount

Interest rate

22.00% - 26.00%

Max loan amount

Interest rate

18.00% - 19.00%

Max loan amount

Interest rate

19.00% - 22.00%

Max loan amount

Interest rate

15.00% - 17.00%

Max loan amount

Interest rate

19.00% - 21.00%

Max loan amount

Interest rate

18.00% - 20.00%

Max loan amount

Enquire Us
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Customer Support
Questions ? You are only a call away. (+919863020202)
Documents Required

  • Individual
  • Prop Firm
  • Partnership Firm-LLP
  • PVT. LTD.
  1. Photographs 2
  2. PAN Card Copy
  3. AADHAR CARD + PASSPORT
  4. ADDRESS PROOF IF RENTED ALSO REQUIRED PERMANENT ADDRESS PROOF
  5. LAST 3 YEARS FORM -16, ITR WITH COMPUTATION OF INCOME IF FILE
  6. LAST 1 YEAR BANK STATEMENT - SALARY ACCOUNT
  7. LOAN SCHEDULE & SANCTION LETTER (IF RUNNING
  8. COMPLETE PROPERTY PAPERS WITH CHAIN & MAP +ATS
  9. PROCESSING FEE CHEQUE IN FAVOUR OF BANK
  10. LAST 3 MONTHS SALARY SLIP + APPOINTMENT LETTER
  1. PHOTOGRAPH BOTH
  2. PAN CARD CLEAR COPY PROPRIETOR.
  3. ADD PROOF (PASS PORT, VOTER ID CARD) PROPRIETOR.
  4. OFFICE ADDRESS PROOF LATEST. (ELECTRICITY BILL, TELEPHONE BILL)
  5. FIRM REGISTRATION CERTIFICATES & GST REGISTRATION COPY
  6. LAST 1 YEAR GST RETURN COPY
  7. FIRM 3 YEARS ITR COMPUTATION, PROFIT LOSS A/C, BALANCE-SHEET, TAX AUDIT REPORT, ALL SCHEDULED & ANNEXURE
  8. PROVISIONAL FINANCIAL AY 2019-20
  9. BANK ACCOUNTS (CURRENT ACCOUNT, CC ACCOUNT, OD ACCOUNT LAST 1 YEAR UPDATED.
  10. . 6 MONTH SAVING ACCOUNT STATEMENT UPDATED (PROPRIETOR)
  11. IF RUNNING ANY LOAN PLEASE PROVIDE SANCTION LETTER AND REPAYMENT SCHEDULED
  12. AGREEMENT TO SELL COPY
  13. PROPERTY PAPERS WITH CHAIN SANCTION MAP
  1. PHOTOGRAPH PARTNERS
  2. PAN CARD - COMPANY, ALL PARTNERS
  3. ADD PROOF - ALL PARTNERS (PASS PORT, VOTER I CARD ,PAN ,ADHAAR)
  4. FIRM ADD PROOF- LATEST ANY UTILITY BILL.
  5. PARTNERSHIP DEED COPY
  6. GST CERTIFICATE
  7. GST Return last 1 years
  8. 3 YEAR COMPANY ITR COI P/L A/C BALANCESHEET + AUDIT REPORT 3CB 3CD, ALL ANNEXXURS, SCHEDULED WITH C.A.CERTIFIED
  9. PROVISIONAL FINANCIAL AY 2019-20
  10. 3 YEAR.ALL PARTNER INDIVIDUALS ITR + COMPUTATION
  11. FIRM ALL A/C BANK STATEMENT 1 YEAR UPDATED
  12. ALL PARTNER SAVING A/C STATEMENT 6 MONTH.
  13. IF RUNNING ANY LOAN – LATEST SANCTION LETTER + TRACK RECORDS OR REPAYMENT SCHEDULED.
  14. Agreement To Sell copy
  15. PROPERTY PAPERS COMPLETE CHAIN WITH MAP
  1. ALL DIRECTORS PHOTOGRAPH
  2. CLEAR PAN CARD - COMPANY AND ALL DIRECTORS.
  3. ADDRESS PROOF – COMPANY AND DIRECTORS.
  4. LIST OF DIRECTOR & SHARE HOLDER WITH CA CERTIFIED AS ON DATE
  5. MEMORANDOM
  6. ORDER IN HAND AND COMPLETE COPY (if applicable)
  7. GST, SALE, VAT AND SSI REGISTRATION CERTIFICATE.
  8. 1 YEAR GST RETURNS
  9. ALL DIRECTORS INDIVIDUALS ITR & COMPUTATION LAST 3 YEARS.
  10. LAST 3 YEARS COMPLETE FINANCIAL WITH TAX AUDIT REPORT AND ANNEXURE.
  11. PROVISIONAL FINANCIAL FY 2019-20 OR MONTH WISE SALE FIGURE LAST 1 YEAR
  12. COMPANY ALL BANK ACCOUNT STATEMENT 1 YEAR UPDATED.
  13. ALL DIRECTORS SAVING A/C STATEMENT 6 MONTH.
  14. IF RUNNING ANY LOAN – LATEST SANCTION LETTER AND REPAYMENT SCHEDULED.
  15. AGREEMENT TO SELL COPY
  16. PROPERTY PAPERS COMPLETE CHAIN WITH SANCTION MAP
Frequently Asked Questions

What is a business loan?

Business loan is a kind of financing you can avail to meet the urgent needs of your growing business.

If you need funding to expand your existing business, buy machinery, or boost production, look no further than a Finance Seva.

Avail financing at attractive interest rates, borrow capital without pledging any of your assets, and get access to credit that can be repaid over a specific period of time.

 

 

Why take out a business loan?

These different financing options are used to support different aspects of the business. A business loan is often used to support working capital (or the business expenses) and can contribute to a business's goodwill – the difference between a company's total value and the value of its assets.

When putting together your business plan, you need to set a budget for all predicted expenses - try our free business calculator

What are the types of loans I can apply for?

There are 2 types of business loans that we at Finance Seva offer-

·         Business Loans for retailers/Shops/Merchants using debit/credit card swipe machine.

·         Business Loans for Online Sellers who are selling on marketplaces/have their own e-commerce stores.

What is the minimum business loan amount that I can avail?

We at Finance Seva provide business loan amount starting from Rs.2 Lakh.

What is the maximum tenure of business loans at Finance Seva?

Our loans can extend from 6 months to 36 months depending on the type of loan extended to you and your business performance.

What process does Finance Seva follow after I apply for a finance loan?

We assure you of a hassle free experience at Finance Seva. Our executive will contact and visit you at your convenience to start the loan application process. Once you submit all the requisite documents, we will verify and do a credit check of your business. Post sanction, we will disburse your loan directly into your account within 24- 48 hours*.

If I sell through retail outlet using POS machine and online, can I get loan from Finance Seva?

Yes. We at Finance Seva have a lot success stories where we have given loans to businesses who do both online and retail sales. We verify your retail and online business performance and accordingly extend a loan which is combination of both. The advantage is that you get a loan of higher amount and longer tenure.

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