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Infrastructure Construction Loan @ 13.00% Onwards

• Rates & terms are much affordable
• 100% transparency maintained
• Flexible tenure facility
Enquiry Form
Infrastructure Construction Loan
Bank Name Processing Fees Interest Rate Emi Foreclosure Charge
OfBusiness
2
18.00% - 24.00%
0
2%
Bank Name Min Interest Rate
OfBusiness

18.00% - 24.00%

EMI

0

₹ 10L
₹ 50L
₹ 1C
₹ 1.5C
₹ 2C
₹ 2.5C
₹ 3C
%
1%
5%
10%
15%
20%
25%
30%
1
10
20
30
40
50

Loan EMI

Total Interest

Total Payment

Eligibility Criteria

What you mean by Infrastructure construction loan Eligibility Criteria?

Are you looking to do construction on your new or existing infrastructure? Then, infrastructure construction loan helps you to make it done right here from mapping process to implementation of project with ease way to opt for loan. Just need to check few eligibility criteria as required.

Infrastructure construction loan Eligibility Criteria

Usually, Infrastructure construction loan Eligibility Criteria depends on several factors like age of applicant, business income of co-applicant & residency..etc.

  • • Age Limit of Individuals – 21 to 65 years of age
  • • Good financial statement
  • • Both salaried & self-employed are eligible to avail loan
  • • 750 above Credit score
  • • For salaried minimum income should be 25000/- pm
  • • Nationality - Resident of Indian

What are the ways to increase Infrastructure construction loan eligibility?

To increase Infrastructure construction loan eligibility, you need to consider Top points as given below, this will aid you in increasing your eligibility level.

Repay your debt quickly: - If you have any existing loan, then try to payback as much as quickly, it will build good credit score & improve your eligibility.

Show extra Income: - Lenders will check your stable income, a higher income will aid you to get higher loan amount. Therefore, apart from your monthly income, show some extra income like your investment & other part time business work.

Documents Required

  • Individual
  • Prop Firm
  • Partnership Firm-LLP
  • PVT. LTD.
  1. Photographs 2
  2. PAN Card Copy
  3. AADHAR CARD + PASSPORT
  4. ADDRESS PROOF IF RENTED ALSO REQUIRED PERMANENT ADDRESS PROOF
  5. LAST 3 YEARS FORM -16, ITR WITH COMPUTATION OF INCOME IF FILE
  6. LAST 1 YEAR BANK STATEMENT - SALARY ACCOUNT
  7. LOAN SCHEDULE & SANCTION LETTER (IF RUNNING
  8. COMPLETE PROPERTY PAPERS WITH CHAIN & MAP +ATS
  9. PROCESSING FEE CHEQUE IN FAVOUR OF BANK
  10. LAST 3 MONTHS SALARY SLIP + APPOINTMENT LETTER
  1. PHOTOGRAPH BOTH
  2. PAN CARD CLEAR COPY PROPRIETOR.
  3. ADD PROOF (PASS PORT, VOTER ID CARD) PROPRIETOR.
  4. OFFICE ADDRESS PROOF LATEST. (ELECTRICITY BILL, TELEPHONE BILL)
  5. FIRM REGISTRATION CERTIFICATES & GST REGISTRATION COPY
  6. LAST 1 YEAR GST RETURN COPY
  7. FIRM 3 YEARS ITR COMPUTATION, PROFIT LOSS A/C, BALANCE-SHEET, TAX AUDIT REPORT, ALL SCHEDULED & ANNEXURE
  8. PROVISIONAL FINANCIAL AY 2019-20
  9. BANK ACCOUNTS (CURRENT ACCOUNT, CC ACCOUNT, OD ACCOUNT LAST 1 YEAR UPDATED.
  10. 6 MONTH SAVING ACCOUNT STATEMENT UPDATED (PROPRIETOR)
  11. IF RUNNING ANY LOAN PLEASE PROVIDE SANCTION LETTER AND REPAYMENT SCHEDULED
  12. AGREEMENT TO SELL COPY
  13. PROPERTY PAPERS WITH CHAIN SANCTION MAP
  1. PHOTOGRAPH PARTNERS
  2. PAN CARD - COMPANY, ALL PARTNERS
  3. ADD PROOF - ALL PARTNERS (PASS PORT, VOTER I CARD ,PAN ,ADHAAR)
  4. FIRM ADD PROOF- LATEST ANY UTILITY BILL.
  5. PARTNERSHIP DEED COPY
  6. GST CERTIFICATE
  7. GST Return last 1 years
  8. 3 YEAR COMPANY ITR COI P/L A/C BALANCESHEET + AUDIT REPORT 3CB 3CD, ALL ANNEXXURS, SCHEDULED WITH C.A.CERTIFIED.
  9. PROVISIONAL FINANCIAL AY 2019-20
  10. 3 YEAR.ALL PARTNER INDIVIDUALS ITR + COMPUTATION
  11. FIRM ALL A/C BANK STATEMENT 1 YEAR UPDATED
  12. ALL PARTNER SAVING A/C STATEMENT 6 MONTH.
  13. IF RUNNING ANY LOAN – LATEST SANCTION LETTER + TRACK RECORDS OR REPAYMENT SCHEDULED.
  14. Agreement To Sell copy
  15. PROPERTY PAPERS COMPLETE CHAIN WITH MAP
  1. ALL DIRECTORS PHOTOGRAPH
  2. CLEAR PAN CARD - COMPANY AND ALL DIRECTORS.
  3. ADDRESS PROOF – COMPANY AND DIRECTORS.
  4. LIST OF DIRECTOR & SHARE HOLDER WITH CA CERTIFIED AS ON DATE
  5. MEMORANDOM
  6. ORDER IN HAND AND COMPLETE COPY (if applicable)
  7. GST, SALE, VAT AND SSI REGISTRATION CERTIFICATE.
  8. 1 YEAR GST RETURNS
  9. ALL DIRECTORS INDIVIDUALS ITR & COMPUTATION LAST 3 YEARS.
  10. LAST 3 YEARS COMPLETE FINANCIAL WITH TAX AUDIT REPORT AND ANNEXURE.
  11. PROVISIONAL FINANCIAL FY 2019-20 OR MONTH WISE SALE FIGURE LAST 1 YEAR
  12. COMPANY ALL BANK ACCOUNT STATEMENT 1 YEAR UPDATED.
  13. ALL DIRECTORS SAVING A/C STATEMENT 6 MONTH.
  14. IF RUNNING ANY LOAN – LATEST SANCTION LETTER AND REPAYMENT SCHEDULED.
  15. AGREEMENT TO SELL COPY
  16. PROPERTY PAPERS COMPLETE CHAIN WITH SANCTION MAP
Frequently Asked Questions

What is Infrastructure Finance?

The Infrastructure Finance Company is yet another financial institution engaged in the principal business of infrastructure loan. The credit facility (term loans, project loans, etc.) granted by the non-banking financial companies to the borrowers in the specific infrastructure sectors Viz.

 

What is Infrastructure Categories ?

Along with the aforementioned sectors, infrastructure includes waste disposal services, such as garbage pickup and local dumps. Certain administrative functions, often covered by various government agencies, are also considered part of the infrastructure.

Private Investment in Public Infrastructure ?

Sometimes private companies choose to invest in a country's infrastructure development as part of a business expansion effort. For example, an energy company may build pipelines and railways in a country where it wants to refine petroleum. This investment can benefit both the company and the country.

Do You Require a Rating?

We do not require an external rating, but we will rate all of our transactions through our internal rating model which is aligned with the major rating agencies' criteria.

Can you invest into non-investment grade transactions?

Some of our mandates permit non-investment grade financing, as long as the debt is senior secured. Ticket sizes for non-investment grade vary across the sub-investment grade scale.

What maturities can you do?

Our mandates cover a wide range of maturity ‘sweet-spots’. We have financed facilities around eight years, as well as over 40 year facilities in the student accommodation sector.

Related Topics

  • INFRASTRUCTURE CONSTRUCTION LOAN BY BANKS

  • INFRASTRUCTURE CONSTRUCTION LOAN BLOGS

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Mr. Vikas Jain is a reputed Chartered Accountant possessing in-depth understand...

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