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Gold Loan @ 10% Onwards
Its a kind of secured type loan where gold, for example, ornaments, jewellery, coins are taken as security by the loaning bank/NBFC. The credit is given to the borrower against this gold as guarantee.
Enquiry Form
Gold Loan
Bank Name Interest Rate Range (%) Processing Fee (%) Maximum Loan (Lacs) Maximum Tenure (Month) Forclosure Charge
Bank of Baroda
9.00%
2
11
12
23
Bank of India
9%
Bank of Maharashtra
8%
Canara Bank
8%
Central Bank of India
8%
HDFC Bank Ltd
9%
ICICI Bank Ltd.
8%
IDBI Bank
7%
IDFC First Bank
8%
Indian Bank
9%
Indian Overseas Bank
8%
IndusInd Bank
7%
Kotak Mahindra Bank
8%
Punjab & Sind Bank
8%
Punjab National Bank
8%
RBL Bank Ltd.
8%
South Indian Bank Ltd.
7%
State Bank of India
8%
UCO Bank
8%
Union Bank of India
8%
United Bank of India
8%
YES Bank Ltd.
7%
Bank Name Key Features
Bank of Baroda
Interest rate

9.00%

Max loan amount

11

Bank of India
Interest rate

9%

Max loan amount

Bank of Maharashtra
Interest rate

8%

Max loan amount

Canara Bank
Interest rate

8%

Max loan amount

Central Bank of India
Interest rate

8%

Max loan amount

HDFC Bank Ltd
Interest rate

9%

Max loan amount

ICICI Bank Ltd.
Interest rate

8%

Max loan amount

IDBI Bank
Interest rate

7%

Max loan amount

IDFC First Bank
Interest rate

8%

Max loan amount

Indian Bank
Interest rate

9%

Max loan amount

Indian Overseas Bank
Interest rate

8%

Max loan amount

IndusInd Bank
Interest rate

7%

Max loan amount

Kotak Mahindra Bank
Interest rate

8%

Max loan amount

Punjab & Sind Bank
Interest rate

8%

Max loan amount

Punjab National Bank
Interest rate

8%

Max loan amount

RBL Bank Ltd.
Interest rate

8%

Max loan amount

South Indian Bank Ltd.
Interest rate

7%

Max loan amount

State Bank of India
Interest rate

8%

Max loan amount

UCO Bank
Interest rate

8%

Max loan amount

Union Bank of India
Interest rate

8%

Max loan amount

United Bank of India
Interest rate

8%

Max loan amount

YES Bank Ltd.
Interest rate

7%

Max loan amount

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Documents Required

  • Individual
  • Prop Firm
  • Partnership Firm-LLP
  • PVT. LTD.
  1. Photographs 2
  2. PAN Card Copy
  3. AADHAR CARD + PASSPORT
  4. ADDRESS PROOF IF RENTED ALSO REQUIRED PERMANENT ADDRESS PROOF
  5. LAST 3 YEARS FORM -16, ITR WITH COMPUTATION OF INCOME IF FILE
  6. LAST 1 YEAR BANK STATEMENT - SALARY ACCOUNT
  7. LOAN SCHEDULE & SANCTION LETTER (IF RUNNING
  8. COMPLETE PROPERTY PAPERS WITH CHAIN & MAP +ATS
  9. PROCESSING FEE CHEQUE IN FAVOUR OF BANK
  10. LAST 3 MONTHS SALARY SLIP + APPOINTMENT LETTER
  1. PHOTOGRAPH BOTH
  2. PAN CARD CLEAR COPY PROPRIETOR.
  3. ADD PROOF (PASS PORT, VOTER ID CARD) PROPRIETOR.
  4. OFFICE ADDRESS PROOF LATEST. (ELECTRICITY BILL, TELEPHONE BILL)
  5. FIRM REGISTRATION CERTIFICATES & GST REGISTRATION COPY
  6. LAST 1 YEAR GST RETURN COPY
  7. FIRM 3 YEARS ITR COMPUTATION, PROFIT LOSS A/C, BALANCE-SHEET, TAX AUDIT REPORT, ALL SCHEDULED & ANNEXURE
  8. PROVISIONAL FINANCIAL AY 2019-20
  9. BANK ACCOUNTS (CURRENT ACCOUNT, CC ACCOUNT, OD ACCOUNT LAST 1 YEAR UPDATED.
  10. 6 MONTH SAVING ACCOUNT STATEMENT UPDATED (PROPRIETOR)
  11. IF RUNNING ANY LOAN PLEASE PROVIDE SANCTION LETTER AND REPAYMENT SCHEDULED
  12. AGREEMENT TO SELL COPY
  13. PROPERTY PAPERS WITH CHAIN SANCTION MAP
  1. PHOTOGRAPH PARTNERS
  2. PAN CARD - COMPANY, ALL PARTNERS
  3. ADD PROOF - ALL PARTNERS (PASS PORT, VOTER I CARD ,PAN ,ADHAAR)
  4. FIRM ADD PROOF- LATEST ANY UTILITY BILL.
  5. PARTNERSHIP DEED COPY
  6. GST CERTIFICATE
  7. GST Return last 1 years
  8. 3 YEAR COMPANY ITR COI P/L A/C BALANCESHEET + AUDIT REPORT 3CB 3CD, ALL ANNEXXURS, SCHEDULED WITH C.A.CERTIFIED.
  9. PROVISIONAL FINANCIAL AY 2019-20
  10. 3 YEAR.ALL PARTNER INDIVIDUALS ITR + COMPUTATION
  11. FIRM ALL A/C BANK STATEMENT 1 YEAR UPDATED
  12. ALL PARTNER SAVING A/C STATEMENT 6 MONTH.
  13. IF RUNNING ANY LOAN – LATEST SANCTION LETTER + TRACK RECORDS OR REPAYMENT SCHEDULED.
  14. Agreement To Sell copy
  15. PROPERTY PAPERS COMPLETE CHAIN WITH MAP
  1. ALL DIRECTORS PHOTOGRAPH
  2. CLEAR PAN CARD - COMPANY AND ALL DIRECTORS.
  3. ADDRESS PROOF – COMPANY AND DIRECTORS.
  4. LIST OF DIRECTOR & SHARE HOLDER WITH CA CERTIFIED AS ON DATE
  5. MEMORANDOM
  6. ORDER IN HAND AND COMPLETE COPY (if applicable)
  7. GST, SALE, VAT AND SSI REGISTRATION CERTIFICATE.
  8. 1 YEAR GST RETURNS
  9. ALL DIRECTORS INDIVIDUALS ITR & COMPUTATION LAST 3 YEARS.
  10. LAST 3 YEARS COMPLETE FINANCIAL WITH TAX AUDIT REPORT AND ANNEXURE.
  11. PROVISIONAL FINANCIAL FY 2019-20 OR MONTH WISE SALE FIGURE LAST 1 YEAR
  12. COMPANY ALL BANK ACCOUNT STATEMENT 1 YEAR UPDATED.
  13. ALL DIRECTORS SAVING A/C STATEMENT 6 MONTH.
  14. IF RUNNING ANY LOAN – LATEST SANCTION LETTER AND REPAYMENT SCHEDULED.
  15. AGREEMENT TO SELL COPY
  16. PROPERTY PAPERS COMPLETE CHAIN WITH SANCTION MAP
Frequently Asked Questions

What is a Gold Loan?

It is a loan made sure about against the gold trimmings/Bank coins which a client pledge with the bank. The sum loan amount can be used for individual/business and some other non-speculative?purposes. It's is type of loan that can be profited rapidly and effectively as opposed to going to Pawn broker with higher rate of interest.  

What are the advantages of Gold Loan?

Simple and secure assets. Get a loan against the gold you own, to meet your different money related needs effectively at appealing loan costs, with adaptable repayment choices for added budgetary straightforwardness.  

  

High Loan Value  

Loan up to Rs. 20 lakh, to satisfy all your money related necessities.  

  

Exact Evaluation 

In-house assessment of your gold with a carat meter, for extra security of your resources  

Popular Gold Loan Lenders

Bank of Baroda
Bank of India
Bank of Maharashtra
Canara Bank
Central Bank of India
HDFC Bank Ltd
ICICI Bank Ltd.
IDBI Bank
IDFC First Bank
Indian Bank
Indian Overseas Bank
IndusInd Bank
Kotak Mahindra Bank
Punjab & Sind Bank
Punjab National Bank
RBL Bank Ltd.
South Indian Bank Ltd.
State Bank of India
UCO Bank
Union Bank of India
United Bank of India
YES Bank Ltd.

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