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NRI Home Loan @ 6.85% Onwards
A property can the best ever form of security that anyone can own, whether you are in Indian or NRI. It 's value get's increased from time to time
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NRI Loan Against Property: Online Apply NRI Loan ProPertY @ 9.00%
Bank Name Interest Rate Range (%) Processing Fee (%) Maximum Tenure (Month) Forclosure Charge
Indiabulls
8.80%
upto Rs. 10,000
240
NIL
Canara Bank
8.35%
0.10%
240
NIL
DHFL
10.00%
Upto Rs. 5,000
240
NIL
Kotak Mahindra Bank
8.90%
upto 1.25
240
NIL
ICICI Bank Ltd.
8.95%
0.5%
240
NIL
HDFC Bank Ltd
8.00%
Upto 1.25%
240
NIL
Axis Bank Ltd.
8.80%
Upto 1%
240
NIL
Bank of Baroda
6.85% - 6.95%
1%
240
NIL
State Bank of India
6.95% - 8.25%
Rs.21,491
360
NIL
Bank Name Key Features
Indiabulls
Interest rate

8.80%

Canara Bank
Interest rate

8.35%

DHFL
Interest rate

10.00%

Kotak Mahindra Bank
Interest rate

8.90%

ICICI Bank Ltd.
Interest rate

8.95%

HDFC Bank Ltd
Interest rate

8.00%

Axis Bank Ltd.
Interest rate

8.80%

Bank of Baroda
Interest rate

6.85% - 6.95%

State Bank of India
Interest rate

6.95% - 8.25%

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Documents Required

  • Individual
  • Prop Firm
  • Partnership Firm-LLP
  • PVT. LTD.
  1. VALID PASSPORT COPIES FOR ALL APPLICANTS
  2. VALID VISA COPIES
  3. COPY OF CUREENT OVERSEAS RESIDENTAL PROOF OF ALL THE APPLICANT (DRIVING LICENSE , BANK STATEMENT , INSURANCE PREMIUM RECEIPT COPY OR UTILITY BILL )
  4. COPY OF INDIAN RESIDENTAL PROOF OF ALL THE APPLICANT
  5. CHEQUE
  6. COPY OF THE WORK PERMIT
  7. MORTAGE CREDIT REPORT FOR NRI/PIO CUTOMERS IN USA /UK/SINGAPORE/HONG KONG
  8. VALID PASSPORT COPIES FOR ALL APPLICANTS
  9. COPY OF CONTINUOUS DISCHARGE CERTIFICATE (CDC) FOR MERCHANT NAVY EMPLOYEES
  1. PHOTOGRAPH BOTH
  2. PAN CARD CLEAR COPY PROPRIETOR
  3. ADD PROOF (PASS PORT, VOTER ID CARD) PROPRIETOR
  4. OFFICE ADDRESS PROOF LATEST. (ELECTRICITY BILL, TELEPHONE BILL)
  5. FIRM REGISTRATION CERTIFICATES & GST REGISTRATION COPY
  6. LAST 1 YEAR GST RETURN COPY
  7. FIRM 3 YEARS ITR COMPUTATION, PROFIT LOSS A/C, BALANCE-SHEET, TAX AUDIT REPORT, ALL SCHEDULED & ANNEXURE
  8. PROVISIONAL FINANCIAL AY 2019-20
  9. BANK ACCOUNTS (CURRENT ACCOUNT, CC ACCOUNT, OD ACCOUNT LAST 1 YEAR UPDATED
  10. 6 MONTH SAVING ACCOUNT STATEMENT UPDATED (PROPRIETOR)
  11. IF RUNNING ANY LOAN PLEASE PROVIDE SANCTION LETTER AND REPAYMENT SCHEDULED
  12. AGREEMENT TO SELL COPY
  13. PROPERTY PAPERS WITH CHAIN SANCTION MAP
  14. 3 YEAR COMPANY ITR COI P/L A/C BALANCESHEET + AUDIT REPORT 3CB 3CD, ALL ANNEXXURS, SCHEDULED WITH C.A.CERTIFIED
  15. PROVISIONAL FINANCIAL AY 2019-20
  16. 3 YEAR.ALL PARTNER INDIVIDUALS ITR + COMPUTATION
  17. FIRM ALL A/C BANK STATEMENT 1 YEAR UPDATED
  18. ALL PARTNER SAVING A/C STATEMENT 6 MONTH
  19. IF RUNNING ANY LOAN – LATEST SANCTION LETTER + TRACK RECORDS OR REPAYMENT SCHEDULED
  20. Agreement To Sell copy
  21. PROPERTY PAPERS COMPLETE CHAIN WITH MAP
  1. PHOTOGRAPH PARTNERS
  2. PAN CARD - COMPANY, ALL PARTNERS
  3. ADD PROOF - ALL PARTNERS (PASS PORT, VOTER I CARD ,PAN ,ADHAAR)
  4. FIRM ADD PROOF- LATEST ANY UTILITY BILL
  5. PARTNERSHIP DEED COPY
  6. GST CERTIFICATE
  7. GST Return last 1 years
  8. 3 YEAR COMPANY ITR COI P/L A/C BALANCESHEET + AUDIT REPORT 3CB 3CD, ALL ANNEXXURS, SCHEDULED WITH C.A.CERTIFIED
  9. PROVISIONAL FINANCIAL AY 2019-20
  10. 3 YEAR.ALL PARTNER INDIVIDUALS ITR + COMPUTATION
  11. FIRM ALL A/C BANK STATEMENT 1 YEAR UPDATED
  12. ALL PARTNER SAVING A/C STATEMENT 6 MONTH
  13. IF RUNNING ANY LOAN – LATEST SANCTION LETTER + TRACK RECORDS OR REPAYMENT SCHEDULED
  14. AGREEMENT TO SELL COPY
  15. PROPERTY PAPERS COMPLETE CHAIN WITH MAP
  1. ALL DIRECTORS PHOTOGRAPH
  2. CLEAR PAN CARD - COMPANY AND ALL DIRECTORS
  3. ADDRESS PROOF – COMPANY AND DIRECTORS.
  4. LIST OF DIRECTOR & SHARE HOLDER WITH CA CERTIFIED AS ON DATE
  5. MEMORANDOM
  6. ORDER IN HAND AND COMPLETE COPY (if applicable)
  7. GST, SALE, VAT AND SSI REGISTRATION CERTIFICATE.
  8. 1 YEAR GST RETURNS
  9. ALL DIRECTORS INDIVIDUALS ITR & COMPUTATION LAST 3 YEARS
  10. LAST 3 YEARS COMPLETE FINANCIAL WITH TAX AUDIT REPORT AND ANNEXURE
  11. PROVISIONAL FINANCIAL FY 2019-20 OR MONTH WISE SALE FIGURE LAST 1 YEAR
  12. COMPANY ALL BANK ACCOUNT STATEMENT 1 YEAR UPDATED
  13. ALL DIRECTORS SAVING A/C STATEMENT 6 MONTH
  14. IF RUNNING ANY LOAN – LATEST SANCTION LETTER AND REPAYMENT SCHEDULED
  15. AGREEMENT TO SELL COPY
  16. PROPERTY PAPERS COMPLETE CHAIN WITH SANCTION MAP
Frequently Asked Questions

What are the two type of EMI Plans?

Generally, there are 2 types of EMI Plans available as given below:-

1. Standard EMI Plan:

This time of facility allow you to pay normal monthly EMI which include interest & principal amount for your selected tenure period, It generally preffered by them who have stable regular source of income.

2. Step up Flexi EMI Plan:

This time of facility allow you to pay lower EMI at the initial period as gradually your monthly income increase you will required to pay higher EMI.

Am I eligible for a Home Loan for NRI?

To know whether you are eligible or not, make sure you are an non-resident indian to avail this facility. You meet few eligibility criteria as given below:-

  • Age limit should be inbetween 24 - 65 years
  • Applicant should have minimum 3 year of experience
  • Regular source of Income
  • Credit Score above 650
What is the minimum and maximum time allowed to repay my Home Loan for NRI?

 

The minimum tenure for repaying NRI Home Loan is 1 year and the maximum time given to repay your NRI Home Loan is 15 years.

What is the minimum and maximum time allowed to repay my Home Loan for NRI?

 

The minimum tenure for repaying NRI Home Loan is 1 year and the maximum time given to repay your NRI Home Loan is 15 years.

What is the maximum amount available for the Home Loan for NRI?

The maximum amount of money you can get from our Home Loan for NRI depends on your needs and eligibility.

What are the benefits of Home Loans for NRIs?

By choosing our Home Loans for the Non Resident Indians, you will enjoy the following benefits:

  • Attractive home loan interest rates
  • Dedicated and Experienced team of experts
  • Flexible EMI repayment options
  • Customise your home loan tenure.
How much finance can I avail against the property value?

You can borrow up to 75 % of the market value of your property subject to your income eligibility.

What is a Home Loan for NRI?

It’s a magical feeling to own a home in the same place as you grew up in. It will forever house cherished memories for generations to come. That’s why Tata Capital NRI Home loan makes getting a loan simple and hassle-free. We give you complete flexibility on how you want repay the loan. We are here to make home happen for you no matter where you are in the world.

Who is an NRI?

 An NRI is an Indian citizen who stays outside India:

(a) for purposes of carrying out employment or any business or vocation;

(b) under circumstances indicating an intention to stay outside India for an uncertain duration;

(c) any Indian citizen deputed outside India for a temporary period in connection with employment

How much finance can I avail against the property value?

You can borrow up to 75 % of the market value of your property subject to your income eligibility.

Who is a PIO?

 A citizen of a foreign country (other than a citizen of Bangladesh or Pakistan) is a PIO if

(a) he/ she at any time held an Indian passport; OR (b) he/ she or either of his/ her parents or any of his/ her grandparents was a citizen of India; OR (c) spouse (not being a citizen of Bangladesh or Pakistan) of an Indian citizen or (a) or (b) above. 3. Who can avail a NRI Home Loan? Salaried NRI/PIO can avail this loan.

Popular personal loan Lenders

SBI Bank
Bank of Baroda
HDFC Bank
ICICI Bank
Axis Bank
Kotak Bank
DHFL Logo
Canara Bank
Indiabulls

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