Fulfill all your dreams, be it wedding expenses, emergency medical bills, funding your dream vacation or renovation of your home. A personal loan is the absolute credit solution that helps you to meet all diverse financial needs. It's extremely easy with a paperless and hassle-free application process. Customized personal loan offerings include instant online applications.
Unlike other loans, personal loans have easy eligibility criteria and give quick access to funds. Avail loans up to Rs.25 lakh through a simple online process with minimal documentation. Get a flexible tenure of up to 60 months and repay your loan EMI at your convenience.
| Interest Rate | Starting @10.25% Onwards p.a |
| Loan Amount | Up to 25 Lakh |
| Loan Tenure | Ranges from 12 – 60 months |
| Processing Fee | Up to 2% on loan amount |
Loan up to 25 Lakh: Applicant can avail a loan up to 25 lakh. However, the amount you are eligible for depends on several factors including your age, net monthly income, existing financial obligations...etc.
Lower EMI Option: By transferring your existing personal loan, you will enjoy amazing benefits, including lower EMI and flexible loan tenure ranging from 12 –60 months.
No Collateral or Security: Personal finance is an unsecured facility where you don’t need to submit any collateral or security to secure finance.
Paperless & Online Approval: Whole loan process is completely paperless if you opt for an online application. Hence, there is no such heavy documentation work.
Top-Up Option: If you are an existing customer and looking for additional funds? Get a top-up facility on your existing loan.
Flexible & Attractive Interest Rates: The personal loan interest rate begins at just 10.25% per annum for salaried and self-employed individuals.
Quick Disbursal: Once all requirements are met, then the approved loan amount will be credited to your mentioned bank account within 5 –7 working days.
Salaried Individuals: Individuals with a regular income of at least 15,000 and who can meet other requirements are eligible to apply. All you need to submit is a KYC document along with relevant income proof for quick application processing and loan disbursement.
Self-Employed Individuals: Self-employed professionals or non-professionals can avail of funds to fulfill their personal requirements.
Students: Being a college student, it might be difficult to manage finances for higher education. With a co-applicant, personal loans for students are provided online which allows you to get instant approval and speedy disbursal.
Retired Individuals: Retired individuals who are collecting pension money are eligible, no matter whether you own it from the government or not. If you are a defence pensioner and as long as you meet the required conditions, you can avail an instant personal loan.
Also Read: All about personal loan vs professional loans
Get an instant personal loan disbursal through an online application journey, the following are some of the common documents required:
For instant approval, opt for the instant personal loan application process:
Step 1: Through financeseva.com you can easily compare offerings of different lenders and choose the best deal that matches your requirements.
Step 2: Simply click on the get quote button, you will be asked to fill in some basic details such as name, mobile number, and requirements.
Step 3: Within 24 hours of receiving your request, shortly a dedicated representative will get in touch with you to explain the product features and specifications.
Step 4: If your information satisfies all the criteria, the loan application gets approved and the loan amount will be credited to your mentioned bank account within a couple of days.
Get an instant personal loan and enjoy your every moment without worrying about fund shortage, take care of a wide range of financial needs from anywhere and anytime with an instant loan.
Also Read: Benefits of using a personal loan EMI calculator
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