Venture debt is a broad term that describes loans and leases provided to emerging-growth companies at a stage when they typically cannot qualify for debt financing from a commercial bank. Venture debt can be structured as a lease or a loan. It gives early-stage, emerging-growth companies the capital they need to undertake strategic initiatives, develop product, acquire equipment, build out infrastructure, and expand into new business markets.

 A company does not need to have raised traditional institutional venture capital before establishing a relationship with Finance Seva. Many of our clients are self-funded, have received only seed funding, or are funded by angels, grants, or corporate investors.

 Finance Seva is a provider of growth capital and equipment financing and is not the same type of service provider as a bank. We understand the risks, challenges, and opportunities companies face in their early years, and our products are designed for companies that do not yet qualify for bank term loans. If a company does qualify for bank financing, a good option is to finance equipment with Finance Seva and use a bank. 

Through its strong presence in cities throughout the U.S., Finance Seva has formed relationships with commercial real estate firms, attorneys, and organizations that provide interim management expertise to early-stage companies. In addition, because we are well known by many angle groups and other venture capital providers, we can often help companies rise above the "noise level" by making appropriate introductions.

Companies use cash raised from Finance Seva loans and leases for asset purchases and working capital.

Finance Seva most types of fixed assets, including computer hardware and software and telecommunications hardware. We also finance manufacturing, laboratory, office, and test and measurement equipment.

Our bias is to get the deal done and find creative ways to make that happen.

We do not normally require personal guarantees.

Finance Seva has regional offices across the U.S. and serves clients throughout the country.